Atlanta Consumer Law and Debt Collection Defense Attorney

Are you being harassed by debt collectors who call at all hours and send  threatening letters? Living with this type of unnecessary interruption and stress is a burden. You can fight back. With help from The Alleyne Law Firm, you can explore your rights and options in putting a stop to harassing debt collectors. Bankruptcy is among the options offered as part of our debt collection defense.

Creditors and collection agencies have a job to do, but they’re governed by a strict set of rules about the methods they can use, and how many times in a given period they can contact a debtor. When they break these rules, and harass their debtors, it’s time to contact an Atlanta collections defense lawyer at The Alleyne Law Firm.

Our consumer law and debt collection defense attorneys function as your first, and best, line of defense against collection agencies and creditors who don’t play by the rules. We’ll put a halt to their harassment, provide you with breathing room and put you on the road to recovery.

• Debtor Rights
• Wage Garnishment

Debt Collection Services & Debt Collection Laws

Debt collection laws regulate both collection agencies and attorneys. The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using abusive, unfair, or deceptive practices. Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.

The Fair Debt Collection Practices Act (FDCPA)

Under the FDCPA, it is unlawful for debt collectors to engage activities such as the following:

• Calling before 8 a.m. and after 9 p.m.
• Continuing to call you after you have informed them in writing that you dispute the debt
• Calling you at work after you requested them to stop
• Failing to inform you that you have a right to dispute the debt
• Adding undisclosed fees and costs to the debt
• Informing your employer or relatives about the nature and amount of the debt
• Threatening legal action that will not be taken
• Threatening to have you arrested or charged with a crime in conjunction with the debt

Contact Our Consumer Law and Debt Collection Defense Law Firm?

Our consumer law and debt collection defense law firm is experienced in debt collection defense. Our debt attorneys have procured settlements in all types of disputes and debt collection issues. If litigation is necessary, we have qualified debt attorneys skilled in all forms of defending against illegal, threatening or harassing collection methods. Contact our debt collection defense law attorneys to discuss your bankruptcy options and any alternatives that may be available.